Vote for US

Hee..... we did a small video to join a contest, we found it quite delightful to join contest recently.

curious to see what silly things we did?

VOTE for V19 KL Lim!! That OUR VIDEO.

you can vote once daily (24hrs) so please keep the link to vote for us daily k???

check it out at HBO Asia website click here.

Wastage...

Every month, I receive a huge stack of bills that comes with alot of promotional pamphlets. 2 seconds after opening these mail, I take out that 1 piece of bill that I need and chuck the rest of the stack away into the recycling bin.



So wasteful of resources hor?

I should start getting e-billing soon....

Cant wait to start on them....

I used to have a craz for putting puzzles together, specifically Peanuts related one hee

Then Ad bought me MORE, but I have to meet some datelines... (ultra delayed ones hee...)

So I told myself that I can only start after I finish one of my "assignments" hee....

Night lights in the neighborhood

The night lights have started to fascinate me recently, trying to capture this beauty on my trusty K850i :)









On another night, the beauty of the moonlight and the clouds from our windows is just so mesmerizing.... so we wiped out Canon Ixus to attempt to capture this beautiful night....

Full Moon!

It was a full moon night and the moon looked so lovely near the speck of clouds :D







taken with my 5megapix K850i. ;-)

My Happy Granny

One of the joys of playing MJ is the shiokness of a self-draw-win (in addition to the wins that other players may give you your winning cards lah hee).

And my granny has that great fortune in one of the games she had with us.....

And its no simple self-draw-wins.... its a 大三元 self draw! super limit game lor!!!

She was overjoyed!!

I'm very happy for her too! :D

Our Mighty Iron!

We've been blessed to have this iron since day one of our home building, i knew that there was such a kind of iron where the wire cord can be separated from the iron to lightening the ironing process without the wires etc from my sis. She's been using one since about 15yrs ago.

I have to tell you guys about our iron today because we've been using it for 5yrs and its still in GREAT condition! PLUS, I was simply impressed by how good it works on different kinds of fabrics!

I bought a chiffon dress during a sale and had to iron it before I could wear it. Worried that I might burn my new dress, I called my fashion-fabric-consultant for advice. Advice was "iron with super LOW heat". I was so cautious that I turned the dial to the lowest possible heat and started from there.

Hmm.... after 5mins of pressing really hard with a luke warm iron, the dress still had its crumbles.

I tried increasing the heat and kept ironing for another few more minutes, still no improvements.

The heat dial was getting close to the 1st option of "wool", so I tried using that option.... and it worked like a charm!

It was superb!









Philips cordless iron, way to go!!!

New Buses!

These days, many things on the road are new, new taxi companies, the cabs comes in so many colors that its tough to remember which are really cabs and which ones are not. It was simpler last time when it was just blue or yellow.... or black+yellow right?


BUSES also got alot of new stuff on them besides being new on the outside, they have a new ticket dispensing machine!

I was impressed by how tiny it is now!





wonder if the older folks can figure out that this is the new ticket dispensing machine, it is tucked away so neatly that it can be readily missed!

R's hen night...

One evening, a group of gals got together to celebrate a special girl R's wedding day with some good old all girls fun! Hee

We ate dinner happily without trying to arouse any suspicion...

Then after dinner and with a few drinks, we got R to "dress up" for the real PARTY!!!!

the rest is history hee...

Baby A is now Big Boy!

Its hard for him to shake off the Baby A name since he's the baby around the group. But he's asking alot more questions, usually starting with "Why...." so its also hard not to recall that cute little baby who just giggle and laugh at anything! Now we have to spend alot more time answering HIS endless WHYs!

here's him enjoying his pasta....

New Bags!

In a moment of excitement, under the influence of prolong waiting for the FJ Benjamin Sales....

this happened....



oops.... hee

Don’t Quit

by Don’t Quit


You need to persevere so that when you have done the will of God, you will receive what he has promised. For in just a very little while, “He who is coming will come and will not delay.” Hebrews 10:36-37 (NIV)

*** *** *** ***

If you’re discouraged because of God’s delay in answering your prayers, understand the delay is NOT a denial. Just because the answer or the miracle hasn’t come – yet – that doesn’t mean God isn’t going to answer or that he’s forgotten you or that he doesn’t care about you. It simply means “not yet!”

Spiritual maturity is knowing the difference between “no” and “not yet,” between a denial and a delay. The Bible tells us, “He who is coming will come and will not delay” (Hebrews 10:37 NIV).

The delay may be a test of your patience. Anybody can be patient once. And, anybody can be patient twice. And, just about anybody can be patient three times. So God tests you patience over and over and over.

Why? To see how patient you are?

No, he does it to show you how patient you are. So you’ll know what’s inside of you, and you’ll be able to know your level of commitment. God tests you so that you can know he is faithful, even if the answers you seek are delayed.

If you’re discouraged, turn it around by remembering God teaches you patience during delay. Ask him to transform your discouragement into patience.

You may be going through difficult times right now and feel like dropping off the planet. You’re discouraged because the situation you face seems unmanageable, unreasonable, or unfair.

It may seem unbearable and inside you’re basically saying, “God, I can’t take it anymore. I just can’t take it anymore!”

But you can.

You can stay with it longer because God is with you. He’ll enable you to press on. Remember, you are never a failure until you quit.

Don’t quit. Resist discouragement and finish the race God has set before you.

bored stiff

i cannot imagine how bored i am right now

my mind is just so not able to focus on completing the last 10m of my 1st race

arrggghhhhhh!

-signing off by a frustrated writer

New MacBooks *drool*

Have you seen the new MacBooks, it looks so pretty!!

You've gotta watch the video linked here, confirm make you drool also!

Beware of Bank Financial Planners! Esp. for your older folks @ home!

Did you see today's headlines on the Straits Times papers?

It showed a picture of an elderly lady drying her tears with her hanky. She has just lost her retirement savings because of the economic downturn. But MORE so because she mis-trusted a Bank Financial Planner @ DBS. She had wanted a Fixed Deposite account but ended up with an investment deal instead. How does that happen?

Elderly folks are the easiest targets for these Financial Planners. Elderly folks will have SOME savings, they are usually not english-literate, they listen to some big numbers and get excited by it. They do not know how to ask questions about service fees, admin charges etc because they assume that everything would be told to them. They will trust the lady behind the counter because DBS feels like its government related, sure can trust. They cant really tell the difference between FD & investment products because the FP will usually emphasized that they are BASICALLY the same because you put $ in there, they take care of it for you.... at this explanation, anyone would also think that FD & investment are the same!

That's how many elderly folks get "conned" into joining these investment funds instead of sticking to their fixed deposits.

Why I am so aware? Because, this was exactly what happened to my mum!

I was with her at the bank, i walked away to look at some brochures before sitting down next to her at the counter, 5mins I think was all that FP took to convince my mum that her FD has a lousy rate, she's better off investing that away. Upon hearing the better (non-guaranteed - this they dun say, they just tell you the forecasted interest rates at 8% or 10%) returns, my mum's mouth was drooling already.

I was shocked that it was so easy to convince my mum, (she did claim that she's a very alert person.... but I think cannot take pressure still lah). I asked a few questions like service charges? Admin charges? Is the principal sum guaranteed etc and the lady fumbled.

Thankfully, my mum saw the true picture and did not get persuaded into. All because there was someone else who helped to be the bystander to read the information which are all printed in english in fine prints and ask more questions.

I am not saying that I'm very hero save my mum some heartache today, rather, I would like to warn everyone out there, please be on the alert when your old folks go to the bank, let them know that they can bring home the investment plans to share with you, let the family help to decide if it was a good deal to take part in or not. If they are afraid to let their own children know how much life long savings they have .... they should really go find a good friend who is educated in english, a neutral person and accompany them to the bank.

Let your old folks at home know the tactics that the bank FP uses to get people to invest their hard earned money with them. So that they can be more alert, if need be, remind them like mad, even if you are called long-winded, its worth it, just look at the old couple on the front page of today's ST.

We are Truly Blessed!

Below are extracts taken from Yahoo News through a concern friend.

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REYKJAVIK, Iceland - This volcanic island near the Arctic Circle is on the brink of becoming the first "national bankruptcy" of the global financial meltdown.

Home to just 320,000 people on a territory the size of Kentucky, Iceland has formidable international reach because of an outsized banking sector that set out with Viking confidence to conquer swaths of the British economy — from fashion retailers to top soccer teams.

The strategy gave Icelanders one of the world's highest per capita incomes. But now they are watching helplessly as their economy implodes — their currency losing almost half its value, and their heavily exposed banks collapsing under the weight of debts incurred by lending in the boom times.

"Everything is closed. We couldn't sell our stock or take money from the bank," said Johann Sigurdsson as he left a branch of Landsbanki in downtown Reykjavik.

Famous for its cod fishing industry, geysers, moonscape and the Blue Lagoon, Iceland was the site of the Cold War showdown in which Bobby Fischer of the United States defeated Boris Spassky of the Soviet Union in 1972 for the world chess championship. Last year, Iceland won the U.N.'s "best country to live in" poll, with its residents deemed the most contented in the world.

Back home, the average family's wealth soared 45 percent in half a decade and gross domestic product rose at around 5 percent a year.

But the whole system was built on a shaky foundation of foreign debt.

The country's top four banks now hold foreign liabilities in excess of $100 billion, debts that dwarf Iceland's gross domestic product of $14 billion.

Those external liabilities mean the private sector has had great difficulty financing its debts, such as the more than $5.25 billion racked up by Kaupthing in five years to help fund British deals.

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more reads at the original Yahoo News site.

Can you imagine a whole entire country going into financial crisis? Everyone's assets becomes 45% of its original worth. Overnight your country is in severe debt.

Here in Singapore, each individual is heavily padded from such downturn of events by our government who thinks very far ahead. Which government keeps stuffing cash into their citizens's bank accounts?

Arent we truly blessed?

So stop complaining about being a Singaporean and start being grateful for the peace that we enjoy!