Internet Banking Boon or Bane?

*sigh* banks seems to chose the "right" time to have system maintenance. Just as I got ready my machine, remembered my userid, password and armed with the 2FA token (which generates random numbers which only the bank can decipher), I logged onto the website only to find out that they are having a system maintenance the very same hour after I'm done with my emails/work/dinner/drinks/late night out with friends & family.....

WHY????

Does majority of the folks do their internet banking IN the DAY??

Let's vote: When do you do your internet banking transactions?

A. Day
B. NIGHT

Its so frustrating to have every piece of equipment ready only to find out that the source is NOT ready! Now I've to put the banking stuff on my TO-DO list which is already growing by the minute and come back to it another time and hopefully I would not pass my due date for the transactions that I wanted to make..... *bleah*

It was easier last time when we dun have so many bills to pay, no scv, no broadband, no hp, no PUB, no singtel, no house renovation loan, no gas, no conservancy, no tv license....... the list goes on..... cant we just pay one central place for ALL of our bills?? Wont that be lovely? hee....

yes I know, for some of it, its called GIRO but we need to keep track of our bills so that we can use less electricity, less water, less gas at home.... if we GIRO everything, we will just see numbers flying in and OUT (cos more OUT going cost so OUT is faster and bigger haha) and hopefully got enough to support ALL the OUTs haha

notty banks! make me post so late at night. sleepy. *yawn*